$500 CHB Payment in 2025: Eligibility, Payment Details, and Application Process
The future status of the $500 Canada Housing Benefit (CHB) payment 2025 continues to matter to Canadian tenants across the country. The combination of inflationary increase and rent escalation has driven Canadians toward this federal program. During 2023 the government distributed a single payment of $500 which served to decrease expenses for struggling low-income tenants. People question if this payment format from the Canadian government will be part of the future benefits package in 2025. Who will be eligible? Residents need to know the payment dates for CHB in addition to eligibility requirements.
In this guide, we will share all the important information related to the $500 CHB payment 2025—eligibility criteria, payment process, how to apply, and whether there will be a new top-up this year. If you are a tenant, a social service worker, or a person involved with policies, this information will prove useful for you.
$500 CHB Payment 2025: What’s the New Update?
There has been no new announcement of the $500 CHB top-up payment in 2025. However, the Canada Housing Benefit (CHB) scheme is still ongoing, and it is providing assistance to low-income tenants.
If you live in Ontario, British Columbia, Quebec or any other province, you should check with your local housing authority for information on eligibility, application process and payment schedule.
| Aspect | Details |
|---|---|
| Program Name | Canada Housing Benefit (CHB) |
| Special $500 Top-Up | Introduced in 2023; not announced for 2025 as of now |
| Purpose | Financial assistance to low-income renters |
| Ongoing Benefit | Monthly or periodic rent support through provincial programs |
| Eligibility | Income-tested; varies by province |
| Application Process | Through local housing authorities |
| Official Info | CMHC Canada Housing Benefit |
What is the Canada Housing Benefit (CHB)?
The Canada Housing Benefit is a government-run program implemented in collaboration with the provinces and territories. It aims to financially assist tenants so that they can pay their rent easily.
It is a portable benefit, which means it is not tied to any particular government housing. It can be used for any eligible rental housing.
The benefit is a part of the National Housing Strategy, which aims to reduce homelessness and increase the availability of affordable housing in Canada.
Was there a $500 CHB payment in 2025?
In 2023, the government issued a one-time $500 top-up payment, based on the following eligibility conditions:
Income limits:
- Annual income less than $20,000 for individuals
- Annual income less than $35,000 for families
Rent costs:
- At least 30% of total income must have been spent on rent in 2022
But no such new payment has been announced for 2025 yet. However, the government’s original CHB plan is still in place.
Eligibility criteria for CHB in 2025
CHB eligibility may vary in each province and territory. Generally, the eligibility criteria are as follows:
- Low/Moderate Income
- 30% or more of income is spent on rent
- Applicant lives in the same province or territory as the applicant
- People living in subsidized housing in some areas are not eligible
Required Documents:
- Previous tax returns (Notice of Assessment)
- Rent receipts or lease agreement
- Income certificate or social assistance information
- Identification card and residence certificate
How to apply for $500 CHB payment 2025?
The application process may vary depending on your location. In most cases, it is combined with a local housing program.
Steps to apply:
- Check eligibility: Visit your local housing authority website and confirm income and rent requirements.
- Prepare documents: Gather identification, rent information, and income certificate.
- Contact local housing office: Each province has its own CHB application system.
- Submit online or offline application: Some provinces have an online application, while in other areas you may have to apply at a local office.
Province-wise CHB schemes and payment details
Ontario – Canada-Ontario Housing Benefit (COHB)
- The benefit is available to people who are on the waiting list for social housing or who do not have a permanent living arrangement.
- It can be used throughout Ontario.
- The payment is calculated based on the applicant’s income and market rent.
British Columbia – Canada-BC Housing Benefit
- Priority is given to households who are spending more than 30% of their income on rent.
- Apply through BC Housing or partner organizations.
Quebec – Shelter Allowance Program
- For people over 50 or families with dependent children.
- Up to $170 per month is paid.
- This benefit is administered by Revenu Québec.
2025 payment schedule (example: Nova Scotia)
- January 2025: 28 December 2024
- February 2025: 30 January 2025
- March 2025: 27 February 2025
- April 2025: 28 March 2025
FAQs – Frequently asked questions about the $500 CHB payment in 2025
Will there be a $500 CHB payment in 2025?
The government has not yet announced any new such payment. The 2023 top-up was a one-time aid.
Is the CHB received every month?
The housing benefit program exists in all provinces but its monetary value differs between each province. In Ontario the benefit pays your market rent in full whenever it exceeds your current income amount.
Is CHB added to income tax?
No, Canada Housing Benefit is tax-free and does not affect other government benefits.
Can I apply even if I live with roommates?
Yes, provided you have your own rental agreement and meet the set income/rent conditions.
Conclusion
There is no guarantee of a $500 CHB payment in 2025, but local housing benefit schemes are still available. If you are a tenant and need housing assistance, contact your provincial housing department and check eligibility.