$697 Direct Deposit in April 2025: Will you get it? Know eligibility and dates!
If you have heard that a direct deposit of $697 is coming in April 2025, then you must be wondering if you are eligible for it and when you will get this money. Let’s know in detail what this payment is, who will get it, and on what dates this money can come in your account. Whether you are a retired person, living with a disability, or helping a family member—this information is very useful for you.
| Topic | Details |
|---|---|
| Payment Amount | The maximum monthly Supplemental Security Income (SSI) payment for 2025 is $967 for an individual and $1,450 for a couple. |
| Average Payment | The average monthly SSI payment is approximately $697 per recipient. |
| Eligibility Criteria | – Aged 65 or older, blind, or disabled – Limited income/resources: <$2,000 (individual), <$3,000 (couple) – U.S. citizenship or eligible non-citizen status |
| April Payment Date | Tuesday, April 1, 2025 |
| Application Methods | Online, by phone, or in person at a Social Security office (ssa.gov) |
| Recent Updates | COLA increase of 2.5% for 2025, new online SSI application features, enhanced ID verification |
What is a direct deposit of $697?
This is not a lump sum bonus or stimulus check. This amount is actually the average monthly amount received under Supplemental Security Income (SSI). SSI is a federal assistance program run by the Social Security Administration (SSA).
The program is intended to help low-income seniors, people with disabilities, and people in need meet basic needs—like food, shelter, and health care. Although the amount you receive may vary, $697 is an average figure.
Are you eligible?
You must meet certain criteria to receive SSI payments in April 2025:
1. Age or disability
- You must be either over 65 years of age, or have a disability defined by the SSA.
2. Income and asset limits
- You must have limited income (such as wages, pensions, other Social Security benefits, etc.).
- Your counted assets must not exceed $2,000 (individuals) or $3,000 (couples).
- Note, your home or a vehicle does not count.
3. Citizenship
You must be a U.S. citizen or meet certain noncitizen categories and live in a U.S. state, D.C., or the Northern Mariana Islands.
How are payments determined?
The maximum monthly SSI amount in 2025 is:
- $967 (for individuals)
- $1,450 (for couples)
But the actual amount depends on:
- Your other income
- Your living situation (such as someone paying for your expenses)
- Additional SSI assistance offered by some states
Example: If you live alone and have no other income, you may receive the full $967. But if you live with family and they pay your rent, SSA may reduce your amount.
When will the money arrive in April 2025?
The SSA releases SSI funds on the first of each month. The payment date for April 2025 is:
Tuesday, April 1, 2025
If the first date falls on a weekend or holiday, SSA sends payments on the previous business day. Be sure to check your bank account or Direct Express card on that day.
How to apply?
If you think you are eligible, you can apply in these three ways:
- Online: Visit the SSA’s official website and start the application from the SSI section.
- Over the phone: Speak to an SSA representative by calling 1-800-772-1213 (TTY: 1-800-325-0778).
- In person: Make an appointment at your nearest SSA office. Bring your documents such as SSN, bank information, proof of income, and residence information.
New things about SSI in 2025
- COLA increase: Starting in January 2025, SSI payments are increased by 2.5% to keep up with inflation.
- Easier online application: SSA has introduced a new digital application process to make it easier for more people to apply.
- New ID verification: Starting in April 2025, new identity verification rules are in place to prevent online fraud.
Frequently asked questions (FAQs)
Is the $697 direct deposit a one-time amount?
No, this is the average monthly amount of SSI. If you remain eligible, this amount will continue to be received every month.
Can I receive both SSI and Social Security at the same time?
Yes, but Social Security benefits count as SSI income, which can reduce the SSI amount.
How long does it take to receive money after applying for SSI?
You may receive your first payment 3 to 6 months after applying. Apply early and follow up regularly.
Can a child get SSI?
Yes, if a child has a disability and his or her family has a low income, he or she may be eligible.
What if my income increases later?
You must notify SSA. Your SSI amount may decrease or stop if your income increases.