New Social Security payment will be available on April 9, with the 2025 COLA increase – know who will get the benefit
The US Social Security Administration (SSA) is going to give a new payment to retired people on April 9, 2025. This time the payment is special because it will also include a 2.5% COLA (Cost-of-Living Adjustment) increase, which was implemented from January 2025. The purpose of this increase is to provide relief to retired people from inflation and everyday expenses.
How does the COLA increase work?
You do not need to do anything for this increased amount. It will be automatically added to your monthly Social Security payment. Every year, through COLA, the SSA ensures that people’s purchasing power does not decrease over time, especially when inflation is rising rapidly.
Who will get the April 9 Social Security payment?
According to the SSA calendar, this payment will be available only to retirees who were born between the 1st and 10th of the month and who began receiving Social Security benefits at age 62.
If you retire at age 62 in 2025, your maximum Social Security payment could be $2,831 per month. However, this amount varies according to each person’s earnings and retirement age.
You can get even more money if you wait until age 67 (full retirement age) or age 70. This strategy of the SSA encourages people to retire later so that the Social Security system remains strong for a long time.
What changes have happened to Social Security in 2025?
Not only has the COLA increased in 2025, but there have been some other big changes as well:
- Now those who earn more than $176,100 will also have to pay Social Security tax. This will increase the share of higher income earners in the system.
- The Full Retirement Age is being gradually raised. This means that future retirees may have to wait several months or years longer to receive full benefits.
These changes are being made so that the Social Security program remains stable in the future and every generation can continue to benefit from it.
Social Security Payments for 2025 – Estimated Amounts
As the April 9th date approaches, beneficiaries will receive an increased COLA amount in this month’s payment. This is part of SSA’s effort to keep retirees’ incomes balanced despite inflation.
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FAQs
Who will receive Social Security Payment on April 9?
Retirees who are born between the 1st and 10th of every month, and have started taking Social Security benefits at the age of 62, will get payment on April 9, 2025.
What is COLA in this payment?
COLA (Cost-of-Living Adjustment) is an increase that is implemented every year in view of inflation. This increased amount is automatically added to your monthly payment.
How much is the COLA increase in 2025?
A COLA increase of 2.5% has been implemented from January 2025. This will give some relief to retired people to deal with rising inflation.
Do I need to do anything to get Social Security Payment?
No, you do not need to do anything. This payment will be automatically transferred to your account.
What is the maximum amount one can get when retiring at age 62?
The maximum Social Security benefit one can get when retiring at age 62 in 2025 is $2,831 per month. The actual amount depends on your earnings and retirement age.